Debt-Proof Living by Mary Hunt

Author:Mary Hunt [Hunt, Mary]
Language: eng
Format: epub
Tags: BUS050000
ISBN: 9781441245151
Publisher: Baker Publishing Group
Published: 2014-05-16T05:00:00+00:00

Debt-Proof Your Attitude

The single most significant decision you make on a daily basis is your choice of attitude. It’s the difference between letting life happen to you and making it happen. Debt-proofing your attitude is the difference between letting your financial situation control your life and taking control of your finances.

Every morning when you wake up, you put on your attitude of the day, whether you do it consciously or simply by default to whatever your emotions hand you. Allowing your emotions to dictate your attitudes can be dangerous because emotions are fickle. They cannot be trusted. They will lie to you. That is why you consciously need to choose happiness, contentment, joy, optimism, trust, love, peace, and confidence while rejecting fear, denial, anxiety, pessimism, anger, and resentment.

Happiness is a choice. It has nothing to do with what you have. If you do not choose happiness, more money will just magnify who you already are. If you are bitter, more money will only intensify your bitterness. If you are greedy, more money will only make you even more self-centered and selfish.

If you choose to embrace your situation as an opportunity to experience God’s power in your life, you will choose happiness.

You have to want what you already have or more will never be enough. Purposely choosing to be content is an important ingredient in debt-proofing your life.

Take Control of Your Mind

In the same way you can take control of your actions, you can control your thoughts.

You cannot allow your feelings to guide your actions—particularly your financial decisions—or you will spend your life on an emotional roller coaster. If you make your financial decisions based on what feels good, watch out.

The way to take control of your mind is to choose good thoughts and positive attitudes and banish every thought and behavior that is contrary to them.

When I have difficulty falling asleep, it’s usually because I have overwhelming thoughts racing through my mind. I’ve discovered a way to get rid of them. (Actually, this works well any time of day, not only as a way to get to sleep.) I visualize my thoughts written on a chalkboard. Just as quickly as those thoughts appear on the board, I start erasing.

Typically, I make one or two end-to-end passes on the chalkboard in my mind, and I’m either sound asleep or ready to replace those thoughts with what I know to be right and positive.

File this silly technique away in your anti-debt tool chest and reach for it whenever negative and destructive thinking begins to crowd in or when you are threatened by waves of desire. It really does work well.

Counter Destructive Attitudes

Let’s say your neighbor just came home with a brand-new SUV. You are overwhelmed by feelings of desire and envy. There was a time when you would have begun immediately to find a way to get a new car too. But things are different now. You have a new set of values. You no longer make financial decisions impulsively. The car you have is paid for and meets your family’s current needs.

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